Business Loans Delhi – Working Capital, Expansion | Pragati Loan
Lender Partners
SBIHDFC BankICICI BankAxis BankBajaj FinservTata CapitalKotak MahindraL&T FinanceFullerton IndiaHDB Financial SBIHDFC BankICICI BankAxis BankBajaj FinservTata CapitalKotak MahindraL&T FinanceFullerton IndiaHDB Financial
💼 Business Loans

Scale your business fast

Working capital and expansion financing — get up to ₹5 Crore in 24 hours. Zero collateral, flexible terms. Designed for businesses that grow.

Get Business Loan → 📞 88264 35357
24-Hour Approval Zero Collateral Flexible Terms 100% Online
₹5Cr
Max Amount
24hr
Disbursal
0%
Collateral
2+
Loan Types
Interest from
From 10.99% p.a.
Approval in
2–4 hours
Loan amount
₹25K – ₹5Cr
Business Solutions

Pick the right loan type

🏢
Working Capital
Manage inventory, payroll, operations. Flexible repayment aligned with your revenue cycle.
  • ₹25K – ₹5Cr
  • 10.99% onwards
  • 12–36 months
  • Zero collateral
📈
Expansion & Growth
New locations, franchise, upgrade infrastructure. Grow without equity dilution.
  • ₹10K – ₹5Cr
  • 10.99% onwards
  • 24–60 months
  • Year-1 businesses eligible
Why Pragati for Business

Built for business growth

⚡
Lightning Approval

2–4 hour digital verification. Funds same day. No delays when opportunities strike.

🎯
Right Loan for You

Specialized loan types matched to your exact business need and repayment capacity.

🏦
50+ Lender Network

Business-focused lenders. Best rates for your profile. Competitive terms guaranteed.

📊
Growth-Aligned Terms

Flexible tenures, variable EMI, seasonal adjustments. Repay based on your business cycle.

📱
Dedicated Business Manager

Direct access. Real-time support. Refinancing options. You're not just a loan number.

🔒
Transparent & Secure

All terms upfront. No hidden charges. Business data encrypted and never sold.

Process

Quick approval in 3 steps

01
Tell us your need
Which loan type? How much? For what? Quick conversation on WhatsApp or call.
02
Share business documents
PAN, GST, 6-month bank statements, ITR. Digital uploads. Minimal documentation.
03
Get approved & funded
Matched to best lender. Approved in 2–4 hours. Funds in 24 hours.
Rates & Charges

Competitive pricing

Working Capital10.99% onwards
Expansion10.99% onwards
Loan Amount₹25K – ₹5 Crore
Processing FeeDepending upon Institution
Prepayment ChargesDepending upon Institution
Advisory Fee₹0 — Always Free
EMI Calculator

Plan your repayments easily

Loan Amount ₹10,00,000
₹25K₹5 Crore
Interest Rate (p.a.) 11%
9.99%24%
Tenure (months) 36 months
12 mo72 mo

* EMI is indicative only. Actual EMI may vary based on lender, loan type, processing fee, and credit profile. Contact us for an accurate quote.

Monthly EMI
₹32,739
per month for 36 months
Total
₹11.8L
Principal Amount ₹10,00,000
Total Interest ₹1,78,620
Total Payment ₹11,78,620
Apply Now for Business Loan
Success Stories

Real businesses, real growth.

★★★★★

"Retail store needed ₹8L for peak season inventory. Got approved in 20 hours. Stocked up. Earned 3x the loan in profit that season."

RR
Ravi Rajput
CP, Delhi
★★★★★

"Opened second restaurant location. Needed ₹15L for setup. Pragati matched me to a growth-focused lender. 60-month tenure felt manageable."

MS
Meera Sharma
Sector 18, Noida
★★★★★

"Working capital loan of ₹20L helped us clear supplier dues on time and negotiate better bulk rates. Cash flow transformed within 3 months."

PK
Prakash Kumar
Faridabad, Haryana
FAQ

Business questions

Working capital and expansion loans are unsecured — no personal property pledge required. Terms including any security requirements vary by lender and loan size.
PAN, GST certificate (if registered), 6-month bank statements, ITR (last 2 years), and ID proof. All digital uploads. Minimal documentation.
Yes. Expansion and growth loans are designed for year-1 businesses. We approve based on business potential and cash flow, not just history.
After 6–12 months of on-time repayment, you can request higher limits. Your manager will guide you through the process.
Yes. After 12 months of on-time payments, you're eligible for refinancing at potentially lower rates. Speak with our team.

Your business deserves
to grow.

Get the right business loan up to ₹5 Crore in 24 hours. Zero collateral, flexible terms. Let's scale together.

📞 Call 88264 35357Apply Now →